1. A reputable online seller needs to have a history that is recorded with the Better Business Bureau. Check with the BBB before you decide to part with your hard earned money to find out if there have been any major or continual complaints lodged against them. You don't want to be spending your money with a company that fails to offer.
2. Sign-up for any identity fraud protection your credit card company offers, specifically if you shop online often. No matter how safe you are or how diligently you believe it is possible to protect your details, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
3. Be skeptical of overdoing it. It is much easier to overspend if you are shopping online. You start to rationalize that you can spend more money for those shoes because you saved money on gas and the food you would have gotten if you went to the mall, for instance. Give yourself a restriction and stick to it.
4. When shopping for a specific item, check several different internet retailers. Many times with a little searching, it can save you as much as 25 percent. Look at many different websites to make sure you are getting the best bargain. When figuring each website's price, make sure you include shipping costs to your calculations.
5. Always remember your finances and credit limits when you shop online. The virtual arena of online shopping has become a lot of people in serious debt. You need to examine online shopping in the same manner you look at offline shopping. Never buy items online that you don't have the cash to pay for.